CM Punjab E-Bike Scheme 2025 – Affordable Student Bikes on Easy Installments

Here’s the latest on the CM Punjab E‑Bike Scheme 2025 📣, aimed at making eco-friendly bikes affordable for students through easy installments:

🎯 Overview & Eligibility

Scope & Subsidy

The Punjab government, under CM Maryam Nawaz Sharif, initially launched in 2024 with 20,000 bikes—19,000 petrol and 1,000 e-bikes. Phase II aims to distribute 100,000 e‑bikes in 2025  .

Who Can Apply

• Punjab resident students (18+ years), enrolled in HEC-recognized colleges/universities

• Must hold a valid motorcycle learner’s permit or license

• Genuine students who do not already own a bike  

700-0Gender & Regional Quotas

Urban: 50% male, 50% female

Rural: 70% male, 30% female  

💰 Financials: Price, Subsidy & Installments

Subsidy Details

Government covers a chunk via ₨ 250,000 per e-bike subsidy; petrol bikes were capped at ₨ 150,000  

Typical Down Payment & Installments (Phase I)

Gross bike value: ₨ 175,000

Equity (down payment): ₨ 52,500 (30%) + ₨ 10,000 registration + ₨ 17,500 insurance = ₨ 63,500 total upfront

Remaining ₨ 122,500 paid over 24 months with zero markup interest

EMI ₨ 5,104/mo without insurance

EMI ₨ 6,417/mo with insurance  

Phase II (100,000 bikes)

Also being offered interest-free loan/subsidy, though exact installment schedule still pending  .

🛠️ Application Process & Distribution

1. Register online via https://bikes.punjab.gov.pk

2. Upload documents: CNIC, student ID, license/permit, proof of Punjab domicile, income proof, guarantor details, affidavit

3. Pay challan (₨ 2,000) at Bank of Punjab

4. Balloting → shortlisted undergo financial scrutiny by Bank of Punjab

5. On approval: pay down payment and pick up bike from designated showroom  

Distribution for Phase I was limited to 5 districts: Lahore, Faisalabad, Rawalpindi, Multan, Bahawalpur  . Phase II may expand province-wide.

🚦 Pros & Considerations

Advantages

Zero-interest, two-year installments with moderate down payment

Promotes sustainable e-mobility and supports students

Gender quotas help inclusivity

Potential Concerns

Limited quota; selection by balloting

Additional upfront costs (registration, insurance)

Reports of some misuse (like unauthorized stunts)  

🔜 Next Steps & Tips

Phase II applications haven’t officially opened. Keep an eye on the portal at https://bikes.punjab.gov.pk.

Prepare early: ensure your permit/license is valid and all documents (student IDs, domicile, financial guarantor) are ready.

Research costs from BOP and affiliated showrooms—it may vary slightly.

If you get selected, review your installment plan and insurance options carefully (the extra ~₨ 1,300/month for insurance could be a factor).

✅ Summary

Feature Details

Scheme CM Punjab E-Bike Scheme 2025 – interest-free, subsidy-enabled bikes for students

Eligibility Punjab students 18+, enrolled in HEC-recognized institution, permit/license holder, bike ownership blocked

Financial ₨ 63,500 upfront; ₨ 5,100–6,400 monthly over 24 months

Apply Via bikes.punjab.gov.pk—await portal updates for Phase II

For now, it's smart to stay alert on the official portal and start preparing your documents. Let me know if you’d like help with registration steps, documentation, or any specific part!